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You're listening to CoinDesk's Money Reimagined with Michael Casey and Sheila Warren.

Hello and welcome to Money Reimagined. I'm Sheila Warren. A reminder, you can listen to us weekly on the Coin Desest Podcast Network or wherever you get your podcasts,

and we'd love to hear from you. Tell us what you think. You can email us at podcasts at

coindesk.com with a subject line, Money Reimagined. I'm in Washington, D.C. this week at the

Congressional Black Caucus Foundation's annual legislative conference, which is taking place at

Walter Washington Convention Center, at the theme that securing our democracy, protecting our freedoms, and I am extremely grateful to be invited to participate in this event.

But our topic today is much broader than that.

I'm joined by Carmel Cadet, who is the founder and CEO of MTech,

which is a New York-based fintech startup with the goal to rebuild central banking infrastructure for the Web3 era.

Now, Carmel and I've had the opportunity to speak many times in the past, including when she

was instrumental in developing the world's very first national digital currency, the Payment Sanddollar,

which many people are familiar with from discussions we've had on it on this show.

...