Ready to launch your business? Get started with the commerce platform made for entrepreneurs.

Shopify is specially designed to help you start, run and grow your business with easy customizable themes that let you build your brand.

Marketing tools that get your products out there. Integrated shipping solutions that actually save you time.

From startups to scaleups, online, in person and on the go Shopify is made for

entrepreneurs like you sign up for your one dollar a month trial at shopify.com

slash setup welcome to the nerd wallet smart money podcast where we answer your

personal finance questions and help you feel a little smarter about what you do with your money.

I'm Liz Weston.

And I'm Sean Piles.

If you want your money questions answered on the future episode, then turn to the nerds.

Call or text us on the nerd hotline at 901-730-6373.

That's 901-730 nerd.

Or email us at podcast at nerdwad.com.

And hit that subscribe button to get new episodes delivered to your devices every Monday.

If you like what you hear, please leave us a review.

This episode, Liz and I are answering a listener's question about how to use the 50, 30, 20 budget. But first, Liz and I are going to do a new

occasional segment that we're calling, in case you missed it, money news, where we highlight notable

developments that might have slipped under your radar. The appropriations bill that was signed at the

end of last year, the same time as the COVID relief bill, is a perfect example of this. It contains

some important changes to employee benefits and to college financial aid that haven't really gone year, the same time as the COVID relief bill, is a perfect example of this. It contained some

important changes to employee benefits and to college financial aid that haven't really gotten a lot

of attention. Yeah, I think because it was signed right at the end of the year, and we were all

...