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Hello and welcome to the cunningly named The Martin Lewis Podcast.

I wonder what that's going to be about.

This is a very special festive episode aimed at tickling your fiscal funny bone.

It's a compilation of the best of the year's Money Mastermind,

where I test Nihal Arthur Nyaka's financial knowledge,

and he genuinely falls flat on his financial face.

And if you think the setup for the questions are mean, you'd be right.

It's part of our tradition.

I'm very fond of him, really.

Play the theme tune.

I got meals. I'm very fond of him, really. Play the theme tune.

Artim for people who've never listened before

what is Martin's mastermind?

It's a way of me getting out

some important financial information

and the cost to that is humiliating Nihal

which is a cost I am prepared to pay

just so everybody understands that

and it's always done by a nice little setup.

But of course, Nihal manages to hold up his own end.

So far, he's managed to get 16 questions right in the multiple choice mastermind that we do,

...