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Networth and Chill with Your Rich BFF

Money & Love: Who Pays, How to Split Rent, Prenups & Relationship Red Flags

Networth and Chill with Your Rich BFF

Vivian Tu

Business, News, Careers, Entrepreneurship, Business News

4.81.8K Ratings

🗓️ 21 January 2026

⏱️ 33 minutes

🧾️ Download transcript

Summary

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian tackles one of the most important (and often avoided) conversations in relationships: money. In this honest and practical episode, she breaks down how to navigate finances with your partner, from first dates to long-term commitments, without letting money become a source of tension or resentment. In this episode you'll learn: When and how to have "the money talk" with your partner—plus the key questions you need to ask before combining finances Why financial compatibility matters just as much as romantic chemistry, and how to identify red flags early Vivian's proven framework for creating a money system that works for both of you, whether you're splitting everything 50/50 or taking a completely different approach Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, besties! We're gonna play a game where we name two things we don't expect to go together, but they kind of work.

0:07.0

Peanut butter and pickles, Mom Donnie and Trump, money and love?

0:11.0

It's really uncomfortable for a lot of people to talk about finances in their relationships, especially when it comes to someone you're falling in love with.

0:18.0

But whether you're single and in the trenches,

0:26.0

which I really do mean the trenches, or engaged to the love of your life, money plays a role in every single part of your relationship, and there are a lot of money decisions we have to make

0:30.7

when deciding to build a life with someone. Today on Net Worth and Chill, we're going to talk

0:34.8

about who should pay for the first date, how to save on an engagement ring, the best way to split rent when you're moving in together, and so much more.

0:42.3

Here are the essential money tips for any relationship.

0:53.9

What's up, everyone? I'm your host, Vivian 2, aka Your Rich BFF, and your favorite Wall Street girlie.

0:59.5

Some of you might already know, but I got married about a year and a half ago, and I came away with so many money lessons about planning my wedding and the process of marriage.

1:09.1

It made me think a lot about the other things I've learned about

1:12.1

navigating dating and money, as well as the things I wish my young, single self would have

1:17.0

known before she kissed a bunch of frogs. Before we dive into today's episode, if you're

1:21.7

interested in getting the absolute blueprint for money management in your relationships,

1:26.6

pre-order a copy of my new upcoming book

1:28.7

well-endowed. I outline exactly how, when, and what money topics should be discussed and

1:35.1

give you guidelines of how to set up your relationship for financial success. You can pre-order

1:39.6

at rich BFF book.com and we'll link it in the show notes for you.

1:43.5

AI is incredible. They can teach you how to fry an egg and even write a poem, pirate style.

1:50.2

But it knows nothing about your work. Slackbot is different. It doesn't just know the facts.

1:57.4

It knows your schedule. It can turn a brainstorm into a brief and it doesn't need to be

2:02.7

taught because Slackbot isn't just another AI. It's AI that knows your work as well as you do.

...

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