Money Is Not a Tool
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 19 February 2024
⏱️ 6 minutes
🧾️ Download transcript
Summary
One of the pervasive messages about money is that "it's just a tool," and Jesse takes issue with that! When money is reduced to a mere tool, like a wrench or a screwdriver, it invites people to be more careless with it, to use it then put it in a drawer and forget about it. Hearkening back to episode #650: It's You All the Way Down, Jesse reminds us that if a dollar is the product of your energies, then a dollar is you! You aren't just a tool -- you are a human, with desires and values which are reflected in your spending. In this light, then, money takes on a much larger role than merely "tool," and it should be treated with the importance and attention it deserves.
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Transcript
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| 0:00.0 | Hello, whinnevers. My name is Jesse Meekham with another episode of the |
| 0:08.5 | whinab podcast and I'm here each week to obsess out loud about spending |
| 0:12.1 | purposefully saving aspirationally and even to obsess out loud about spending purposefully, |
| 0:12.7 | saving aspirationally, and even giving joyfully. |
| 0:16.2 | It all comes down to just four simple habits. |
| 0:19.2 | Let us review. |
| 0:20.5 | Give every dollar a job. Embrace your true expenses. Roll with the punches and age |
| 0:28.6 | your money. Last week I talked about how people, whether they're living paycheck to paycheck, or far from it, |
| 0:39.0 | both do the same thing, where they try and create some distance between themselves and their money. |
| 0:45.0 | I don't want to worry about it. I don't have to worry about it. You know, either one. |
| 0:49.0 | It's just like, ah, finally, that chore. I don't have to do that anymore. Another little insidious phrase that people |
| 0:57.9 | will do oftentimes to counter, okay here we go. Someone will say like, you know, you don't want to be in it for the money or whatever. Or, you know, the Bible says that the love of money is the root of all evil. And then someone will say, aha, it's the love of money, but not |
| 1:15.8 | money itself. And then they'll say something like, money is just a tool. You know, they'll try and |
| 1:20.9 | make the argument of like, it's just like let's listen it's a |
| 1:24.4 | tool it's like a hammer you know a hammer can be used as a weapon where it can be used to |
| 1:29.3 | build your dream home you know things like that you can bludgeon someone with a hamman, but you can also build |
| 1:35.4 | your daughter's dollhouse. Something like that. That was fun. I should just keep doing those hammer |
| 1:41.6 | references. You can, no can no the the money is a tool |
| 1:45.4 | thing I actually don't like I don't like that at all I still think it's creating just |
| 1:50.1 | like last week this distance between you |
| 1:52.8 | hey listen listen listen I know it's money shh I know it's money |
| 1:57.2 | but listen hey money's just a tool you know don't worry it's just a tool. It's amoral, it's agnostic, it's a luff. It doesn't care, it doesn't matter. |
... |
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