I'm Rory Stewart and I grew up wanting to be a hero and I'm still fascinated by the ideas of heroism.

In my new series, I'm taking in the long sweep of history from Achilles to Zelensky and asking, what is a hero?

Simply doing your job, being a decent human being.

A true hero is someone who just kind of shines by

their own light and that light is to be recognised by others. The long history of heroism with me,

Rory Stewart. Listen on BBC Sounds. BBC Sounds, music, radio podcasts. Hello, as the graduates graduate and the school leavers brace for their results,

we thought we'd spend today's Moneybox Live podcast talking about the money wisdom and advice

that you wish you'd known sooner.

Because quite often, it's only once you've made a mistake that you learn a money lesson.

And hopefully, today we can help you avoid some of the

biggies and to help you feel really invested we've brought in someone who definitely knows a

thing or two about cash dragons den investor and entrepreneur debor breheden hello hopeless i like what

you did there thank you yes i'm glad someone appreciated it um Now, Deborah, I sort of assume that you were born

understanding budgets. Is there anything you wish you'd known sooner? I definitely got myself

into trouble with credit cards. And it's a lesson I learned very early. And to this day, I don't

have a credit card. So, you know, credit cards, you can keep borrowing on. I have a charge card. And a charge card says you have to pay off at the end of every month. So I think, you know, credit cards you can keep borrowing on. I have a charge card and a charge card says you have to pay off at the end of every month. So I think, you know, getting myself into trouble with a credit card quite early on was a good thing and it certainly taught me a lesson. So even today you don't use one for points or air miles or anything like that, no credit. No, absolutely no credit. It's all on charge.

So I get a month's credit, but it's all paid off at the end of the month. So does that mean that you didn't always feel confident with money and how to manage it?

Well, I've oddly been confident with money, possibly slightly overconfident, which might

have been why I got myself into trouble.

But oddly, and this was, you as listeners will be really surprised at this, oddly, I have a problem

with zeros. Now, in business, I am talking to sort of multi-million pound businesses, and it takes

me, it takes me a moment to work out, is that 100,000? Is that a million? Is that 10 million?

...