Money Box Live: How to Pick a Mortgage
Money Box
BBC
4.2 • 825 Ratings
🗓️ 11 March 2026
⏱️ 29 minutes
🧾️ Download transcript
Summary
Mortgages are one of the most important financial products most of us ever come across, but they're also complicated. With more than 7,000 products on the market, how do you pick the right one for you?
It can feel pretty overwhelming and hard to choose the best product at a time when rates are held at 3.75% but expected to fall, and relaxed lending rules mean some people can borrow 6.5 times their salary over longer terms.
We'll answer listener questions about trackers, what term you should pick, and what to do if you're a first-time buyer.
Paul Lewis is joined by Sally Mitchell, a mortgage advisor at Versed Financial, and Paul Broadhead from the Building Societies Association.
Presenters: Paul Lewis and Felicity Hannah Producers: Sarah Rogers and James Graham Editor: Jess Quayle Senior News Editor: Sara Wadeson
(First broadcast 3pm Wednesday 11th February 2026)
Transcript
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| 0:33.3 | The only thing left to do now is Ron. |
| 0:37.4 | Hello, welcome to this Moneybox Live podcast, mortgages, |
| 0:41.7 | one of the most important financial products that most of us ever come across. |
| 0:45.9 | But they're also complicated. |
| 0:47.8 | So with more than 7,000 products on the market, how do you pick the right one for you? |
| 0:53.4 | Well, that's what we're asking on today's |
| 0:55.7 | Moneybox Live podcast. Nearly two million households in the UK will have to make that choice |
| 1:01.7 | this year because their fixed rate mortgage deals expire. And of course, so will probably |
| 1:06.7 | hundreds of thousands of others, first-time buyers, upsizessizes, downsizes, or indeed same-sizes |
... |
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