You are about to listen to a BBC podcast and I'd like to tell you a bit about what goes into making one.

I'm Sadata Sese, an assistant commissioner of podcasts for BBC Sounds.

I pull a lot of levers to support a diverse range of podcasts on all sorts of subjects,

relationships, identity, comedy, even one that mixes poetry, music and inner city life.

So one day I'll be helping host develop their ideas, the next fact-checking, a feature,

and the next looking at how a podcast connects with its audience, and maybe that's you.

So if you like this podcast, check out some others on BBC Sounds.

BBC Sounds, music, radio, podcasts.

Welcome to the podcast of Moneybox Live, the program about your money.

And today we're looking at first-time buyers, the challenges, opportunities, tips,

and pitfalls of taking the first steps into the housing market

at whatever age you are. New inflation figures showed a surprise jump to 10.4% and that doesn't

include housing costs but the early signs are that property price inflation in particular

seems to be slowing and there's even talk of the

prospects of a big fall in property prices. Halifax and nationwide estimate that property prices

are actually down by around 3 to 4 percent from their peak last August. And if we look abroad,

well, the fall is even bigger, down 20% in Stockholm, for example.

And I personally, well, I've been through lots of ups and downs in the property market

back in the 1980s, base rates, I remember well, at one point they reached 17%, which made property

ownership very scary indeed. And I remember there were some other large price fluctuations

in the whole of the housing market. Now, some see a fall in the price of property as an opportunity.

Others see it as something of a warning sign. Of course, no one really knows what's going to happen

...