4.2 • 804 Ratings
🗓️ 31 January 2024
⏱️ 29 minutes
🧾️ Download transcript
It can feel like new year, new you, with so much potential for change and improvement, but then reality can kick in.
Around 1 in 3 of us will have made a financial resolution this year, but according to Hargreaves Lansdown, almost 20% of us won't even make it to the end of this week.
So how do you make them stick? Felicity Hannah is joined by behavioural & data scientist Professor Pragya Agarwal, Laura Suter, Head of Personal Finance at AJ Bell and consumer rights expert Martyn James.
Presenter: Felicity Hannah Reporter: Andrew Strachan Producer: Sarah Rogers Editor: Jess Quayle
(This episode was first broadcast on Radio 4, Wednesday the 3rd of January 2024 at 3pm)
Click on a timestamp to play from that location
0:00.0 | On a winter's night in 1974, a crime took place that would obsess the nation. |
0:07.0 | It was an extraordinary news story. |
0:09.0 | The story of an aristocrat, Lord Lucan, who's said to have killed the family Nanny, |
0:14.0 | mistaking her for his wife, then somehow just disappeared. |
0:18.0 | One of the great mysteries in English criminal history. We're still looking for |
0:21.7 | Lucan. It's honestly one of the most powerful stories of my lifetime. I'm Alex Fontunzelman. This is |
0:27.8 | the Lucan Obsession. Listen on BBC Sounds. BBC Sounds, music, radio, podcasts. Hello, welcome to the |
0:37.4 | first Moneybox Live podcast of |
0:39.2 | 2024. It is very easy to get very carried away by the excitement of a brand new year. |
0:51.4 | It can feel like a new year, new you. |
0:54.5 | There's so much potential for change and improvement, but then... |
0:58.0 | Then reality can kick in and kick hard. |
1:05.1 | And not just for plans like going to the gym. |
1:07.8 | Around one in three of us will have made a financial resolution this year, |
1:11.7 | me included. But one estimate is that almost 20% of us won't even make it to the end of this |
1:18.0 | week. So today's Moneybox Live is like an intervention. We'll ask how to make financial resolutions |
1:23.9 | more effective and how to make them stick. And joining me today to respond to your |
1:28.8 | messages, questions and good intentions are my New Year experts. I'm joined by the behavioural and |
1:34.2 | data scientist Professor Pragya Agarwal, visiting professor and visiting fellow at |
1:39.0 | Loughborough University and Oxford University, by Laura Souter, head of personal finance at |
1:44.1 | AJ Bell, and by the consumer rights expert Souter, head of personal finance at A.J. Bell, and by the |
1:45.5 | consumer rights expert, Martin James. Panel, good afternoon and happy new year. |
... |
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