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Hello, this is Moneybox's pre-election podcast. I talk to four people who could have your financial future in their hands. These are the men, and they are all men, who could be

Chancellor, depending how you vote on the 12th of December.

We asked them not to mention other parties,

but to give us their policies on personal finance, tax, benefits, rights at work.

You can find the plans of all the parties in the election

by searching online for BBC News Manifesto Guide.

In alphabetical order of party name,

here's the man who would be the Conservative Chancellor and is now,

Sajid Javid.

We will have a triple tax lock,

which means we will not increase the rates of national insurance,

income tax or VAT.

Now these are the rates, they're not anything else.

Are you going to freeze the allowances as well, the 12.5,000 personal allowance, the 50,000 higher rate allowance? Well, the commitments are on the rates. And in fact, what we will be doing with allowances when it comes to national insurance. We actually want to cut the amount that people pay in national insurance. and we're clear that we will actually increase

...