Hi folks and welcome to the Meaningful Money Podcast, session number 270.

Good afternoon, are you the decision maker of the house?

Uh... Do you currently own a set of encyclopedias?

No, no, but try the classifieds. People sell everything in there.

Actually, I'm not buying, I'm selling.

This is the podcast dedicated to helping you put your finances in order.

My name is Pete Matthew and I'm going to share with you everything you need to know and

everything you need to do to secure your financial future.

I'm here to help you make sense of money.

Never about that. Never a bad time to shoving a clip from friends into the show. I am a proud

member of the financial advice profession. I think that when it's done well, financial advice

can make a massive difference in people's lives. The problem is that too often it's

done badly and today I'm going to let off a little bit of steam about just that subject.

So after the main body of the show I'll read a couple of reviews and now that's what we're going to be talking about next time, stuff like that,

but before any of that of most people's investments in their pensions and stuff.

Seven IM, they've been helping me out here on me for money for ages,

so please do check out what they're up to.

They're at 7IM.co.

UK, that's the number seven IM.

I. Wouldn't want to do this without those guys.

There are a massive help and have been for now seven years, which is just incredible.

Now, if you'd have asked me when I was 18 what I wanted to be when I grew up,

...