Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income with Jillian Johnsrud

All the Hacks with Chris Hutchins

Chris Hutchins

Business, Education, Investing, Society & Culture, Places & Travel, Self-improvement

4.7 • 1.4K Ratings

🗓️ 30 July 2025

⏱️ 64 minutes

🔗️ Recording | iTunes | RSS

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Summary

#239: Why wait until you're 65? It's feasible for almost anyone to take a mini retirement and when done right, it can also fast-track your career and income. Learn how to plan one, negotiate time off, manage costs, avoid pitfalls, and make it work if you’re self-employed. Plus, we share tips for handling health insurance and other logistics during your mini-retirement. Jillian Johnsrud is the author and host of Retire Often. She’s taken more than a dozen mini-retirements and coaches people to pursue meaningful goals, take mini-retirements, and align their money with what matters most. Link to Full Show Notes: https://chrishutchins.com/mini-retirements-jillian-johnsrud Partner Deals Stable: 50% off your first year of my favorite digital mailbox DeleteMe: 20% off removing your personal info from the web Bilt Rewards: Earn the most valuable points when you pay rent Long Angle: Join a free private community for high net worth investors Shopify: $1/month trial for the easiest e-commerce platform For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Jillian: Website | Podcast | Instagram Jillian's Book: Retire Often Full Show Notes (00:00) Introduction (02:12) Why Traditional Retirements Are Flawed (04:32) What Is a Mini Retirement? (06:50) How to Make More Money by Working Less (09:46) Managing Your Time During a Mini Retirement (11:57) Common Types of Mini Retirements (15:43) Ways to Design an Impactful Mini Retirement (18:19) Financial Implications of a Mini Retirement (20:40) Chris and Amy's Mini Retirement (22:57) How to Negotiate a Mini Retirement With Your Employer (30:41) Paid Leave vs. Unpaid Leave (37:18) Finding Work After a Mini Retirement (42:10) Tips for People Who Are Self-Employed (46:52) How to Plan, Save, and Spend for Your Mini Retirement (49:33) Estimating the Cost of a Mini Retirement (53:45) All the Different Ways a Mini Retirement Can Go Wrong (56:55) Should You Take a Mini Retirement With or Without Your Partner? (59:07) Health and Travel Insurance Options (1:01:09) Jillian's Parting Advice (1:02:23) Where to Find Jillian and Her Work Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You've probably been saving, optimizing, and doing all the right things, but what if putting
0:06.9	life off until retirement means missing the very moments you've been working so hard for?
0:11.7	Instead of grinding until you're 65 or 70, imagine taking a mini retirement every few years,
0:17.9	time off not just to relax, but to invest in your health, your family,
0:21.7	your dreams, and the version of yourself that you rarely have time to prioritize.
0:26.1	And here's the twist.
0:27.4	It might actually accelerate your career, unlock new opportunities, and grow your wealth in the
0:33.1	long run.
0:33.9	As my guest, Jillian, puts it,
0:35.9	By having those consistent breaks, a mini retirement can be almost
0:39.6	like a capital investment into your personal life. And it's way more feasible than you might think,
0:44.8	even without a high income. So today we'll break down exactly how to make a mini retirement a reality,
0:51.0	how to fund it, how to talk to your employer, or structure it around your business,
0:54.9	and how, if done right, it can even pay for itself over time. I'm Chris Hutchins. If you enjoy this
1:00.7	episode, please share it with a friend or leave a comment or review. And if you want to keep
1:04.9	upgrading your life, money, and travel, click follow or subscribe. Now, let's get into it right after
1:10.3	this. This episode is brought to you by
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	...

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