Hey, Life Kit listeners. This is Chris Arnold. I host Life Kit's Money Guides. We have a special

bonus episode that I think you're going to like. It's from NPR's It's been a minute with

Sam Sanders, which is awesome. This episode is all about millennials and money and how this

generation is handling their finances. Sam sits down with financial journalist Hannah

Seligson and Amina Tussaud from the podcast Call Your Girlfriend to discuss why more and more

millennials are financially intertwined with their parents and why it's often so hard to talk

about that. Okay, here we go. Christina Crupy lives in Atlanta. She is 22 years old and like a lot

of college graduates these days, she still relies on her parents financially. I am living back

in their basement right now. So I graduated my undergrad degree and psychology last year.

And so I've been here since August. Christina got that undergrad degree at a state school.

She had scholarships, but her parents helped her pay her living expenses while she was in school.

And now for Christina, living at home and working a reception job at a local hospital,

that's still the case. They pay for my food most of it, except for like when I go out to eat and

stuff. So they cook for you. Yeah, that's the dream. Yeah, I'll smell them cooking it up upstairs.

Christina says this is a short-term arrangement. She told me she's getting ready to begin a

graduate program to be a physical therapist. And she has some money saved up for that herself.

And she's also prepared to rely on loans for the rest. She told me. But her parents...

They saw me down a few weeks ago and were like, hey, we don't feel comfortable if you're taking out

a loan. What my wife and I had suggested was that rather than going out for a student loan,

a federal loan or a private loan, that we would loan her the money that she would have to pay on

herself over and above what she had already worked and saved for. That is Christina's dad,

Tori. And she could pay us back. So they told me that I was kind of like, oh, like, okay.

...