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Casey, we discussed this yesterday.

Yeah.

You know, we had a little seminar on our insurance here at work.

Because it's open enrollment season with health insurance.

And across the entire country, well, it's a mess.

Yeah.

And there's a good chance it's going to cost you a lot more money than the year before.

Yeah.

And just earlier this week, the Senate held a hearing.

And it was called making health care affordable again, healing a broken system.

And during that hearing, our senator, Indiana's Jim Banks, said that the five hospital

systems control most of Indiana's hospitals. And he asked how that lack of competition is

raising prices and causing higher health insurance premiums, which we're

experiencing. And the director of research from Civitas Institute, Michael Tooth, he wrote an

op-ed and it was featured in the Washington Times. And he pretty much made the exact same point.

So let's get with Michael and ask him some questions. Michael,

you said that if we don't fix competition within health care, especially within hospital

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