meta_pixel
Tapesearch Logo
Log in
The Intrinsic Value Podcast - The Investor’s Podcast Network

MI242: The Rent vs Buy Decision w/ Joseph Hogue

The Intrinsic Value Podcast - The Investor’s Podcast Network

The Investor's Podcast Network

Education, Investing, Business

4.6592 Ratings

🗓️ 20 December 2022

⏱️ 46 minutes

🧾️ Download transcript

Summary

IN THIS EPISODE, YOU’LL LEARN:   02:05 - An update on the housing market and indicators important to the rent vs buy decision.   08:57 - Pros and cons of renting vs buying a home in 2022/23.  11:02 - What are all the financial costs to consider in the rent vs buy decision.  18:59 - What the BURL rule is and how it can help with the rent vs buy decision.  20:37 - What are some other non-financial factors to help inform your rent vs buy decision.  22:53 - The challenges of buying a home in this high-interest rate environment.  24:19 - How low do interest rates have to fall before it makes economic sense to buy a home.  27:00 - How to decide if you should go with a variable or fixed mortgage rate in this environment.  39:38 - Joseph’s top 3 dividend stock picks that can help you pay your rent.  42:06 - Why Joseph likes REITs and how they typically perform in this environment.  And so much more!  *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Check out Joseph’s YouTube channel, Let's Talk Money. Joseph’s Website. Related Episode: Emerging Trends & I Savings Bonds Yielding Over 9% w/ Joseph Hogue - MI179 Related Episode: Credit Scores And Stock Investing w/ Joseph Hogue - MI038. NEW TO THE SHOW? Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle’s favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Fiscal.AI Connect with Joseph: Website | YouTube  Connect with Rebecca: Twitter | Instagram HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Transcript

Click on a timestamp to play from that location

0:00.0

You're listening to TIP.

0:02.8

The real big driver here is the interest rates, right?

0:06.1

The interest rates and how much house prices have increased over the last couple of years.

0:10.1

It's really pricing out a lot of people out of the market.

0:13.1

And something else that a lot of people aren't talking about is the fact that interest rates have increased so much.

0:18.3

Now a lot of people are almost locked into their homes.

0:24.8

On today's episode, I bring back Joseph Hogue, who is an author and personal finance expert,

0:31.0

where he now runs a YouTube channel Let's Talk Money with a community of over 500,000 subscribers.

0:40.3

In this episode, we talk all about how to decide whether it makes sense to rent her buy a home, how to think through this decision

0:45.2

in this high interest rate environment, and Joseph goes over all of the important factors that

0:50.6

we need to take into consideration when making this decision. He also shares his top three

0:56.1

dividend stock picks that offer very attractive yields and goes over why he likes REITs and how they

1:02.1

typically perform in this environment and so much more. I've been wanting to cover this topic for a while

1:08.6

now. It's a really interesting time to think about it with how

1:11.5

high rates are. But at the same time, as we've heard from previous guests, there could be an

1:16.1

opportunity of a lifetime to buy a home in the next couple years. And so I think this is a great

1:21.6

conversation to have in her back pocket when the time comes. All right, let's jump into the episode.

1:29.3

You're listening to Millennial Investing by the Investors Podcast Network,

1:34.0

where your hosts Robert Leonard and Rebecca Hotsko,

1:37.2

interview successful entrepreneurs, business leaders and investors

1:40.5

to help educate and inspire the millennial generation.

1:43.6

Music investors to help educate and inspire the millennial generation.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from The Investor's Podcast Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of The Investor's Podcast Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.