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The Intrinsic Value Podcast - The Investor’s Podcast Network

MI191: Credit Unions, Credit Scores, & Housing w/ David Tuyo II

The Intrinsic Value Podcast - The Investor’s Podcast Network

The Investor's Podcast Network

Business, Education, Investing

4.6592 Ratings

🗓️ 7 July 2022

⏱️ 54 minutes

🧾️ Download transcript

Summary

IN THIS EPISODE, YOU’LL LEARN:   01:45 - Trends David is seeing in the real estate market. 06:58 - Why today’s real estate market is much stronger than it was in 2008. 08:52 - How higher rates will affect the banking industry as a whole. 12:51 - The impact institutional investors are having on the real estate market. 21:27 - Best practices to ensure you have good credit. 29:32 - How credit scores can impact the terms on a loan. 40:56 - How you can live a life with manageable debt. 47:29 - What David is seeing for Bitcoin and crypto adoption in local banks. And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Check out University Credit Union. Related episode: Credit Scores And Stock Investing W/ Joseph Hogue - MI038. Related episode: Masterclass On Personal Finance & Credit Unions W/ Rachel Podnos O’Leary And Clay Stackhouse - MI104. Get a FREE audiobook from Audible. SPONSORS Support our free podcast by supporting our sponsors: Fiscal.AI Read this episode’s transcript and full show notes on our website. Connect with David: Website | LinkedIn    Connect with Clay: Twitter  HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Transcript

Click on a timestamp to play from that location

0:00.0

You're listening to TIP.

0:03.2

And so, yes, to your point, it affects things tremendously, not just on your loans, too, though.

0:07.2

Think about how credit scores can affect your insurance.

0:09.8

We've had things affected at hospitals.

0:11.5

So, I mean, people don't think about this, but hospitals want to make sure that you're

0:14.7

financially stable because there's things there that have street value that you might have

0:18.6

some fraud.

0:22.8

On today's episode, I'm joined by Dr. David Toyo.

0:27.0

David is the president and CEO of University Credit Union.

0:31.4

He is a veteran in the financial services industry where he has served financial institutions

0:36.4

in a multitude of roles.

0:38.4

He is a constant advocate for the credit union movement to ensure access to financial services

0:43.4

for all, as well as financial education, that in tandem lead to members building financial

0:48.2

mobility. During this episode, we chat about what is happening in the real estate market,

0:53.5

how higher rates are affecting

0:55.1

the banking industry overall, emerging trends within credit unions he's seeing, best practices

1:00.7

you can use to ensure you have good credit, the adoption of Bitcoin and cryptocurrencies within

1:06.2

credit unions and local banks, and so much more. With that, I hope you enjoy today's discussion with Dr. David

1:12.9

Tuio. You're listening to Millennial Investing by the Investors Podcast Network, where your

1:19.4

hosts, Robert Leonard and Clay Fink, interview successful entrepreneurs, business leaders,

1:24.4

and investors to help educate and inspire the millennial generation.

1:34.8

Welcome to the Millennial Investing Podcast. I'm your host, Clay Fink, and today I'm joined by

...

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