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The Intrinsic Value Podcast - The Investor’s Podcast Network

MI Rewind: Don't Ruin Your Financial Future Just For College w/ Barbara Ginty

The Intrinsic Value Podcast - The Investor’s Podcast Network

The Investor's Podcast Network

Business, Education, Investing

4.6592 Ratings

🗓️ 30 December 2022

⏱️ 59 minutes

🧾️ Download transcript

Summary

IN THIS EPISODE, YOU’LL LEARN: 04:46 - The most interesting and impactful data points regarding the current student loan crisis. 25:20 - What Barbara has found to be the biggest challenge when it comes to paying off student loans and what her recommendation is for people overcome it. 35:50 - If someone should start investing or pay off their student loans first. 39:31 - How Barbara thinks about the order in which people should contribute to certain financial accounts (i.e. 401Ks, IRAs, HSAs, and individual brokerage accounts). 56:46 - What Barbara has learned most from the guests she has had on her podcast show. And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Barbara Ginty’s podcast Future Rich. All of Robert’s favorite books. NEW TO THE SHOW? Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle’s favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Fiscal.AI Connect with Barbara: Website | LinkedIn | Instagram Connect with Robert: Website | Twitter | Instagram HELP US OUT! Help us reach new listeners by leaving us a rating and review on Apple Podcasts! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Transcript

Click on a timestamp to play from that location

0:00.0

You're listening to TIP. On today's show, we've started to reshare some older episodes that are my

0:06.2

favorite for a few reasons. One, we get a bunch of new listeners each week, so the new listeners

0:12.2

may not have heard this episode before. Two, even if you've been listening for a while,

0:17.7

you may have missed this episode when it originally came out. Or three, even

0:22.2

if you've heard it before, it can be a great episode to learn from again. If you've already

0:26.8

heard this episode or you're not interested in hearing it, feel free to just skip it. There's

0:30.8

no harm in that, and you can pick up with our new episodes next week. All right, guys, that's

0:35.5

all I had for you for this new intro. Everything going forward

0:39.3

is going to be from the original show. Hope you guys enjoy it. On today's show, I chat with

0:47.0

Barbara Ginty about how the U.S. ended up in the current student loan crisis it's in, how she sees the

0:52.6

trend of people foregoing college and choosing more

0:55.4

unconventional education, what the best strategies and tips are to pay off student loan debt,

1:00.7

and a bunch more. Barbara Ginty is a certified financial planner. Having previously worked for Bloomberg

1:06.5

and Credit Suisse, Barbara is now the owner of a wealth management firm she purchased from her family

1:11.6

back in 2013. Barbara is also a podcast host as the host of Future Rich, and she teaches personal

1:18.4

finance classes for SUNY Ulster. In this episode, you hear some of my own beliefs and the strategies

1:24.6

that I've believed in for a while be challenged, which was actually

1:28.4

pretty cool for me. And I think you guys can learn a lot from it. So I hope you really enjoy this

1:33.0

episode. Let's dive in. You're listening to Millennial Investing by the Investors Podcast Network,

1:39.6

where your host, Robert Leonard, interview successful entrepreneurs, business leaders, and investors

1:45.2

to help educate and inspire the millennial generation.

1:57.3

Hey, everyone. Welcome to the millennial investing podcast. As always, I'm your host, Robert Leonard,

...

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