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live from the headquarters of Ramsey solutions broadcasting for the pods of

moving and storage studios it's the Ramsey show where we help people build

wealth who work that they love and create actual amazing relationships this

is a baby steps millionaires theme hour we are going to talk to real millionaires

not your broke brother-in-law with an opinion who votes wrong real millionaires

we're gonna talk to people who really have money got it and kept it and

learn how they did it what did they do so that you can be like them see the

problem with this whole millionaire thing is all of this wealth thing is half of

the information out there running around is mythology let me just tell you

with this Rachel Cruz by the way Ramsey personality number one best

selling author my co-host for this baby steps millionaire theme hour if you are a

millionaire a net worth millionaire which is the only kind of millionaire there is

that means your net worth is a million dollars or more net worth is defined as

what you own minus what you owe equals one million or more your assets minus

your liabilities when that is a million dollars or more well that's too much

money this is not a moral construct it's a math thing well no one should have a

me it well that's not it's not we're not asking your opinion about that all

we're saying is it's a math thing well it doesn't feel like it's enough it's not

a feeling it's a math thing if you have a one million dollar net worth or more

by definition you are a millionaire I don't even care if you feel like it or

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