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Limitations apply.

Yeah.

Cool.

All right.

And because that thing can brush against your shirt you'll want to stay very very

Still and then we've got this great engineer Steve and if at any time you feel like you want to start over just feel free Matt to say you know what I want to start that over and Steve will make you and I sound pretty.

Okay great. Awesome. All right. And coming down the stairs here to the basement, Matt Wolf, hey man, welcome.

Thanks. Well, I'm glad you're here to talk insurance, which'm sure you know so do you go into a bar and just start

talking insurance and that's how you get a free table when there isn't one?

I wish that's how it worked unfortunately now.

Well let's start here because I hear so many times you know having been a financial planner and even doing the show that insurance company ripped me off you have to hear the same thing what's your first

thought when you hear that yeah I frustration pretty much yeah I hear that all the time

from friends or family. I think it's frustrating for me because I think it means the industry has failed.

Like the entire insurance industry has failed when that's kind of the standard feeling that people have when they

think insurance. In my perspective what makes it even harder is that it's my job

...