You ever heard the term asset rich and cash poor? Well, I'm here to tell you that it doesn't lead to the

lifestyle you're probably hoping for. The truth is, without cash flow, you'll never truly be

financially free, nor live the lifestyle of your dreams. Along my career, I've had all of my expenses

be over a million dollars a month for all the different things we were doing. And with that

experience, I'm going to tell you some things that you've probably never heard before. My name's Ryan Panetta, and I've bought and sold over 100 million

dollars worth of real estate. I founded multiple eight-figure businesses, and I've learned a lot

about managing cash flow over the years. The first principle that I believe is that cash flow is

greater than net worth. So many people right now are so concerned about building their net worth.

They're reinvesting every dollar they have into a stock, into Bitcoin, into real estate.

And they're told that, hey, you know what? You got to save for the future. You got to invest for the

future. All that really matters is about building your net worth. Become a millionaire.

Become more five million, 10 million, a100 million. But the thing that no one really

asked themselves is for what? What's the end goal of being a millionaire? What's the end goal of being

worth $10 million? To me, the end goal is always back to what can you do with the money that you're

producing? And in order to actually use money that you produce, you've got to have money come in.

And this is what we would call cash flow.

Cash flow would be whatever is coming in in cash on a monthly basis.

I know tons of millionaires, especially real estate investors, who are what we would call asset rich and cash poor.

They own a ton of money on paper.

They've got a ton of equity.

And yet, they're living paycheck to paycheck. They're barely getting by. And you might be saying, how is that even possible,

Ryan? How could somebody be worth millions and barely getting by? Well, owning assets doesn't pay the

...