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This is Motleyful Answers. I'm Alison Southwick, and I'm joined, as always, by Robert Brokamp, personal finance expert here at The Motley Fool.

Hi, Alison.

And because it's our March Mailbag, I'm also joined by Ross Anderson.

Hello.

He is a financial planner with Motley Full wealth management.

A sister company of the Motley Fool.

In today's episode, we're going to answer your questions about trusts, pensions,

using an IRA to save for a house, the backdoor Roth IRA, which I know so many of you

are excited about.

HOA headaches, all that and more on this week's episode of Motleyful answers.

Yes, that's right. Ross is back in the studio to help us tackle some questions. Thank you for coming back.

Thank you for having me.

I'm glad it hasn't been so miserable an experience in the past that you say no to bro when he comes knocking on your door.

Not at all. I love being here with you guys.

Oh, thanks. The feeling is very mutual. All right, let's get into it,

shall we? Let's do it. First question comes from John. With the new tax law, depressing rates for now,

...