It's Monday, July 21st. Welcome to Market Poolery. I'm Chris Hill joining me in studio today.

From Motley Fool Germany. God, I've been waiting so long to say this. From Motley Fool Germany, Matt Kopenheffer.

Good and talk, Chris.

Gooden.

We will get to Motley Fool Germany in a moment.

Thank you for being here.

Absolutely.

But there are some earnings to discuss.

Let's start with BB&T, which does not stand for Best Bank in Town.

Not today.

As, as well, yeah, certainly not today.

Branch banking and trust.

This is, for those who are unfamiliar, maybe it's, this might be just one of those

geographical oddities, but I just... those geographical southeastern United States, but it is one of the largest lenders in the southeast part of the

country, but their earnings second quarter profit down from a year ago.

You studied banks for a living.

What's going on?

It's actually, it's one of the biggest banks in the in the country

but like you said it's very regional so those folks in California may not be as

familiar. I think you have a couple things going on here one of them is simply the fact that

you've got this divergence in the banking sector where there are some banks where

investors are essentially expecting that the worst is going to perpetually

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