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The Property Podcast

Market Update - August 2025

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 14 August 2025

⏱️ 19 minutes

🧾️ Download transcript

Summary

Interest rates have been cut, but what’s the real impact on mortgages and the property market?  Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor.  To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. (0:44) News story of the week   (2:28) What’s the impact of the latest base rate cut  (3:12) Why London’s new home registrations have plummeted  (7:18) Surprising findings from the Private Landlord Survey  (9:55) Interesting data from the rental market  (12:59) What’s really going on in London  (14:40) Learn why the homelessness minister has quit  (15:18) Hub Extra Links mentioned:  Bank of England cuts interest rates to 4%, the lowest level in two years  TPP308: Leverage: A property investors secret weapon  House prices:  Nationwide house price data  Halifax house price data  London:  London new home starts slump 59% as safety regime bites   London property market more split than it has been since Brexit – Knight Frank  Sellers in prime central London ‘accepting losses’  Landlord analysis:  Lettings Spotlight: Market Trends – Q2 2025   Rents:  DPS reports average tenancy now more than 1,000 days ‘Dysfunctional’ County Court system ‘failing to deliver’ justice   Other:  Homelessness Minister Rushanara Ali quits over rent hike claims  ChatGPT5  Gemini  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

Transcript

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0:00.0

Hey everyone, it's Rob B here with Rob D and you are listening to the Property Podcast. It's market update time.

0:07.5

We've got big news on London. Lots of stories there. Interest rates have cut. What does that mean?

0:12.1

And really fascinating data around rentals and so much more.

0:25.0

Welcome to the property podcast. In case you don't know, we run a company that buys more than ÂŁ100 million worth of property every single year for our clients. We can find out about that at

0:29.1

property hub.net slash invest. But today, we are bringing you up to date on everything you need to

0:33.5

know as an investor in today's property market. And make sure you stick around to the end

0:38.0

because in Hub Extra, we're sharing some new tools and techniques that we've been using for

0:41.0

property research, which have blown our minds. Well, let's start with some very positive news, Rob,

0:46.3

and that is that the Bank of England have cut interest rates again, and now we are down at 4%.

0:53.1

We have to remember where we've come from two years ago.

0:55.5

We were at 5.25 and we could be going sub four very, very soon.

1:02.2

Of course, Rob, unless you're a saver, the majority of people would be very happy with this.

1:06.5

And it's very convenient that we're going to have a mortgage expert on in the next few weeks

1:10.7

to discuss the impact of these interest rates, but the obvious impact is that And it's very convenient that we're going to have a mortgage expert on in the next few weeks to

1:10.9

discuss the impact of these interest rates. But the obvious impact is that mortgages will be cheaper. Yeah. And it's crazy how quickly this is all happening. If you go and look at the Bank of England chart, it's like a double black diamond. It's insane. It went up so, so, so, so fast. And yes, it hasn't been coming down so quickly. But to be

1:28.9

back down to four already, suggestions of sub four before the end of the year is significant. This

1:34.1

particular announcement probably isn't going to feed through to dramatic moves in the

1:36.7

mortgage market in the short term because it was very much expected. So it will have already

1:41.1

been priced in. But generally, all these changes, of course, are going to be

1:44.5

big news and good news for anyone with mortgages, which I think is fair to say is most of us.

1:50.0

So yes, we'll bring you fully up to date on that in our mortgage episode very soon.

1:53.9

And of course, if you are on a tracker mortgage, you're very happy at the moment and with the

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