ASK490: Does The Ultimate Property Strategy still work? PLUS: How do I escape spreadsheet hell?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.8 • 2K Ratings

🗓️ 19 August 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!   (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t provide the same income benefits in a company structure, he asks if there’s an alternative way to achieve a similar outcome. (3:37) Maggie’s due to complete on her second flat using the BRR strategy, with plans to move into flips and eventually HMOs. While she thrives on sourcing deals and managing refurbs, she struggles with the admin side. She asks Rob & Rob how they handle the business side of property and how much of this should be handed over to an accountant. Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

Transcript

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0:00.0	Hi, I'm Rob.
0:03.6	And I'm Rob.
0:04.3	And this is Ask Rob and Rob.
0:07.3	Welcome to Ask Rob and Rob, the show where we enhance your knowledge of property, all thanks to some brilliant questions sent in by our listeners.
0:15.7	We've got another two great ones coming up today, as we do every week.
0:18.8	And it all works because you send in your questions
0:20.8	and you do it like this. Yeah, you head over to property hub.net forward slash ask. There you'll be
0:27.4	presented with a wonderful buffet of options. You can ring up and leave us an answer phone message.
0:33.4	Or you can lead a message on your computer. And if that was enough, you even have the option
0:37.6	to try and get your question in the Sunday Times by writing in.
0:41.7	Whatever you prefer, it is all in that link.
0:44.7	Propertyhub.net forward slash ask.
0:47.2	First up, we've got a question in from Dan.
0:49.7	Hi, Rob and Rob.
0:51.0	Thanks so much for allowing me to post a question.
0:54.1	I'm Dan. I'm from Essex.
0:56.0	I've recently been reading your books and listening to this podcast. It's fantastic.
1:01.0	Really helpful to get someone into property and thinking about other investments.
1:07.0	I've always been an investor. I've always invested in stocks and shares and Sips and other commodities,
1:13.5	such as gold and recently have been diverging into property, particularly trying to make use of
1:18.6	the power of leverage. And I was really taken by the ultimate property strategy. And due to
1:26.0	being a high earner, I find it more tax efficient to hold my
	...

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