Market Timing, Pension, & Roth Conversion Retirement Spitball - 445
Your Money, Your Wealth
Your Money, Your Wealth
4.6 • 793 Ratings
🗓️ 5 September 2023
⏱️ 41 minutes
🧾️ Download transcript
Summary
How will a diet COLA on a pension affect retirement plans for Joe and Barb in Tulsa? Percy in South Carolina has a pension too. He's timing the market, but should he change his investing strategy as he approaches retirement? Plus, Michael in Virginia needs ideas to fund a custodial Roth IRA for his 3-year-old and 2-month-old kids, and Rocco in NYC catches Big Al on capital gains exclusions. But first, will scary future events mean Michelle in San Diego will have to pay more tax and the highest possible Medicare premiums?
Timestamps:
- 00:44 - Will Scary Future Events Mean Paying More Tax and Highest Medicare Premiums? (Michelle, San Diego)
- 10:46 - Market Timing, Pension & Roth Retirement Spitball (Percy, North Myrtle Beach, SC)
- 18:34 - FERS & Military Pension Diet COLA Retirement Spitball (Joe and Barb, Tulsa, OK)
- 26:49 - Can I Employ My 3-Year-Old and 2-Month-Old Kids to Fund a Custodial Roth IRA? (Michael, VA)
- 29:38 - Capital Gains Exclusion: Both Members of a Married Couple Need to Be on Title? (Rocco, NYC)
- 35:16 - COMMENT: Semi-Retired at 65 (Jetta Jay from Raleigh)
- 39:00 - The Derails
Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-445
- EASIRetirement.com - new free retirement calculator!
- Retirement Rescue Plan - Your Money, Your Wealth TV
- Retirement Rescue Guide - limited-time offer, download by Friday 9/8/23
- Episode Transcript
- Ask Joe & Big Al On Air
Transcript
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| 0:00.0 | How will a Diet Cola on a pension affect retirement plans for Joe and Barb in Tulsa? |
| 0:05.4 | Percy in South Carolina has a pension too. |
| 0:07.7 | He's timing the market, but should he change his investing strategy as he approaches retirement? |
| 0:12.7 | That's today on Your Money, Your Wealth podcast number 445. |
| 0:16.8 | Plus, Michael in Virginia needs ideas to fund a custodial Roth IRA for his three-year-old and two-month-old kids, |
| 0:23.9 | and Rocco in NYC catches Big Al on Capital Games exclusions. |
| 0:28.1 | But first, will scary future events mean Michelle in San Diego will have to pay more tax and the highest possible Medicare premiums? |
| 0:36.2 | I'm producer Andy Last, and here are the hosts of Your Money, Your Wealth, |
| 0:40.2 | Jill Anderson, CFP, and Big Al Clopine CPA. |
| 0:44.0 | Hey guys, I've been reading investment magazines for quite a while, |
| 0:48.4 | but recently found your podcast, reading investment magazines. |
| 0:52.0 | That's a really fun hobby. |
| 0:53.7 | Yeah, is that what you do on weekends? |
| 0:57.1 | Working through the massive rove of fantastic episodes, love it, gave you five stars. Wow. |
| 1:04.1 | Wow. All right. Fantastic. I'm a lightweight investor relative to what I've heard on your |
| 1:08.6 | listener questions, but here goes. Michelle here turning |
| 1:11.2 | 67 in September, single, never married. No family, no dad, dog lover, chocolate lover. I drink coffee, |
| 1:18.2 | seltzer, and hearts a cider. Boring, I guess. I don't think so. I don't think that's boring at all. |
| 1:24.7 | I drive 2017 convertible Mustang. Oh, big, that's cool. |
| 1:28.9 | I have a 2004 red convertible. |
| 1:33.3 | That may redeem me in part from the boring drinking. |
| 1:38.2 | Did you hear Al's response? |
... |
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