I just want to talk about some brief financial planning thing,

real quick, because I got a question all the day,

and I figured like, people might not know.

So the difference between mutual funds, index funds, and ETS.

Second question.

Yes.

So we talk about ETS a lot, index funds a lot.

We haven't really spoken about mutual funds too much.

But I'm just going to explain briefly

the knowledge you guys time in as well if you want to talk about it.

So a mutual fund is a managed portfolio

of a variety of different stocks.

So Franklin Diamond type fund, FKDNX is the ticker.

So it's kind of, it has a lot of technology stocks in it,

like Google, Apple, Amazon.

It's like 50% of the portfolio is in tech,

but it has other areas as well.

So a mutual fund is usually managed by a company.

So Franklin Templeton for that fund, or Oppenheimer,

or Fidelity, these big institutions, right?

And they'll have somebody that's actually managing the portfolio

is actively managed.

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