Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Well, hello, everybody, and welcome to our first national video call of 2022. I've already made clear. I'm not saying happy New Year anymore. We're past my

few day window into the new year, but we are nevertheless still into the early parts of January,

and it's a good time to bring back our friend Scott Gam and allow him to drive a conversation

around the new year,

around the key events from 2021 and where they left us positioned into 2022.

Because I did write a basically 20-page white paper on this very subject. We're going to use that to kind of

help guide a lot of the conversations. So some of the themes and ideas sound familiar. If you've already

read the light paper, that's on purpose. But we'll try to extrapolate a little more information

out of that. Last week, my investment committee did a podcast discussion around a lot of

these things, but I think Scott and I are going to drill a little deeper right now, and we're

also going to kind of interact with some of the things that we know are on your mind from the

questions that we get and so forth. So enjoy this video podcast. Enjoy the incredible consistency and continuity

of the Bonsu group that our friend Scott Gam now is coming back. And we're going into our third

calendar year together, which I couldn't be more thrilled with. Scott and I go back now. Let's see,

I guess in terms of when I first

met Scott, it would have been about six years ago now, formerly with the street.com and then

a Yahoo finance and now working with strategy voice communications being a part of the

Bonson group here on these calls.

And Scott, thank you for joining us for yet another year.

And let's bring in 2022 together, shall we?

Let's do it, David.

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