Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Scott, I'm going to turn right over to you. I assume those who are on the call right now as guest and his clients are aware,

this is actually the second time last few months that we've had kind of a big down day

while we're doing one of the calls.

But that is not anything that should be a big concern to us

since, of course, the entire genesis of this call

was the severity of

market drama at the point of the March COVID moment. That's when we began doing these calls

together, Scott. And so, yeah, if I remember correctly, we had like a down 900 point day a couple of

months ago. And now here we are today.

As I'm sitting here talking, the Dow is down 760 points.

I believe it has been down as much as 850.

And so I just sort of want you to ask me the question, Scott.

I'm going to be here to answer.

But we are in the thick of it and ready to dig in. And I'll reiterate Brian's point, real time, send your

questions to questions at thebonson group.com. We have people that are going to receive those

emails and send them on to Scott in the middle of the call so we can hopefully address as much

as what's on your mind here real time. I am sitting here in the Newport Beach office. I just

flew back from New York City yesterday. And this is what we're doing here today. Scott, off to you.

Well, David, thank you. Great to be with you as always. And we actually got a question that came in ahead of this call over the weekend prior to, of course, today's market declines. And we'll get to that question in a moment. But first, David, let's start with what we're seeing market wise today. First significant market pullback, at least intraday, say perhaps since mid-July.

I think July 19th was the last plus 2% decline in the broader index.

So what's your reaction in terms of what's causing today's declines and kind of how you're

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