Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends in your understanding of economic life.

Thank you, Scott, for once again joining us. And thank you all of you who have joined we're having a pretty exciting market day.

I actually made myself come do the call today from the studio as opposed to sitting at my desk

because if I were being distracted by everything that I can promise you what is happening at my desk right now,

it would not make for a very good call.

So we're going to jump into it. I'm going to turn it over to Scott who's going to guide our discussion, but I'll encourage

you to send questions directly right now throughout the call, and we'll get them to Scott and hopefully

have time to cover them real time in the next 45 minutes, and that's questions at the Bonson Group.com.

With that, let me once again welcome Scott Gam.

Thank you, Scott, and let's do this.

Well, David, thank you so much.

A pleasure to be with you as always.

And obviously, a very notable market day, the worst day of the year for at least

the Dow Jones Industrial Average. But David, I think we should start maybe with some of the

more nuanced parts of the market, particularly the 10-year treasury yield, which continues to fall.

Because when you think about the stock market, and you would agree with this, right?

I mean, we're really back to where we were a month ago. So while the move today is notable in the

stock market, you know, we're not too far off from record highs still. But what do you make of

the falling 10-year treasure yield? Is that at the center of all the market moves we're seeing

today in your view?

Absolutely. It's all one story. It isn't a separate story.

By the way, the Dow was 500 points lower 30 days ago. The S&P was lower 30 days ago as well.

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