Welcome to the Dividing Cafe weekly market commentary focused on dividends in your portfolio and dividends

in your understanding of economic life. Thanks so much, Erica, and thank you, Scott, for once again

joining us. And I am sitting here. I'm actually not in the studio in our new New York

office. They're still installing some equipment and things. And so I'm set up doing this by Zoom

inside of our brand new conference room. And it's my very first time sitting in this conference room.

And so who would have guessed that my first meeting in the new New York conference room would be with hundreds of people all over the country?

And of course, Scott, I imagine you're not too far for me right now yourself.

But let's jump into it and try to go around the horn today.

A lot of thoughtful questions have come in ahead of time.

I'll, well, Erica will be sending you some more as they come in throughout questions at

the Bonson Group.com. For those of you who want to send a question in real time, we'll try to get to it before we wrap.

Scott, tell me what I'm in for today.

Well, David, thank you.

It's always great to be with you.

And that's right.

We have a lot of questions that came in on a lot of different topics.

So we'll try to get to everything over the next 40 minutes.

And David, I think it's obviously worth starting with the broader markets, which were down

somewhat considerably this morning.

But obviously now, as we move towards the close of the session, the markets have recouped

a good portion of their losses.

But obviously, we had big gains in the market last week.

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