Marginal Legal Replay | Hour 2
Handel On The Law
KFI AM 640
4.3 • 879 Ratings
🗓️ 17 January 2026
⏱️ 38 minutes
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Summary
Handel on the Law. Marginal Legal Replay.
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Transcript
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| 0:00.0 | You're listening to Bill Handel on demand from KFI AM 640. |
| 0:09.0 | This is Handel on the law, marginal legal advice, where I tell you you have absolutely no case. |
| 0:17.0 | The rules always apply. |
| 0:19.0 | You call in and if you have an insanely stupid question, you go to the top of the list. If you are unintelligible, you speak some language other than English, particularly a language that no one recognizes, not even your native tongue. You go to the top of the list. If you have a case that is particularly stupid, you go to the top of the list. |
| 0:38.2 | And any combination of those, you really go to the top of the list. |
| 0:43.1 | Zale, hi, Zail. |
| 0:44.3 | Welcome to Handel on the Law. |
| 0:46.5 | Hey there. |
| 0:47.3 | I took out a student loan 22 years ago. |
| 0:50.5 | Ah. |
| 0:50.9 | I called the other day to find out exactly what my balance is, and because I figured this |
| 0:57.1 | should have been paid off a long time ago. |
| 0:59.3 | The loan amount was 22,306. |
| 1:03.5 | The gal, I couldn't find my original paperwork, so I requested it. |
| 1:07.0 | And in the interim, in the interim, I asked her, what is my interest rate? When is it compounded? |
| 1:15.8 | Quarterly, you know, monthly, annually, she told me daily. Okay. That went through the roof. |
| 1:22.0 | Why? And my balance is still well over $20,000. |
| 1:33.3 | All right, but Zeta, let me ask you, okay, when you first took out the loan, there's paperwork. |
| 1:39.5 | It doesn't say on the paperwork that the balance is compounded daily? |
| 1:42.4 | No, it does not. |
| 1:42.8 | Okay. I ask for my original contract, which I have in front of me right now. It does not okay i ask for a topic of my original contract which i have in front me right now |
| 1:46.7 | it does not say it has an interest rate of 8250 it doesn't say when it is |
... |
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