Marcus Barney - Financial Education Expert | How Understanding Credit Changed Everything About Building Wealth

Success Story with Scott D. Clary

Success Story Media

Business, Careers, Self-improvement, Education, Entrepreneurship

4.6 • 1.9K Ratings

🗓️ 5 June 2025

⏱️ 61 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

➡️ Join 321,000 people who read my free weekly newsletter: https://newsletter.scottdclary.com

➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory

Marcus "Him500" Barney is a self-made multi-millionaire and founder of Recession Proof, one of the largest financial literacy programs in the U.S. Overcoming homelessness to build a multi-8 figure empire, he has mentored over 10,000 entrepreneurs on wealth creation and turning credit into cash. His diverse business portfolio includes real estate, Barney Aviation, and a nonprofit serving over 20,000 members nationwide, while his team generated $3.5 million in earnings in 2021 alone. Through his innovative approach to financial education and community building, Marcus continues to bridge the wealth gap and empower aspiring entrepreneurs to achieve financial freedom.

➡️ Show Links

https://www.instagram.com/him500/

https://x.com/him500/

➡️ Podcast Sponsors

Hubspot - https://hubspot.com/

Vanta - https://www.vanta.com/scott

Federated Computer - https://www.federated.computer

Lingoda - https://try.lingoda.com/success_sprint

Cornbread Hemp - https://cornbreadhemp.com/success (Code: Success)

FreshBooks - https://www.freshbooks.com/pricing-offer/

Quince - https://quince.com/success

Northwest Registered Agent - https://www.northwestregisteredagent.com/success

Prolon - https://prolonlife.com/clary

NetSuite — https://netsuite.com/scottclary/

Indeed - https://indeed.com/clary

➡️ Talking Points

00:00 – Intro

01:28 – Marcus’s Rise from the Bottom

06:20 – Credit Card Myths Busted

09:33 – When to Use Credit vs. Cash

13:38 – Why Schools Fail Us on Credit

17:07 – Sponsor Break

20:16 – Don’t Knock the 9-to-5

24:28 – Show Up, Learn, Grow

27:59 – Credit & Crisis-Proof Businesses

34:43 – Sponsor Break

36:55 – Play the Long Game

38:58 – Stop Moving the Goal Post

43:30 – The Truth About Success

44:37 – What to Do When Motivation Fades

45:01 – A Painful Lesson You Should Avoid

52:01 – Marcus’s Life Advice to His Kids

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Transcript

Click on a timestamp to play from that location

0:00.0	Indeed is a success story partner. Now, say you just realized your business needed to hire someone fast.
0:06.1	How can you find amazing candidates fast? It's easy. Just use Indeed. When it comes to hiring,
0:10.8	Indeed is all you need. Stop struggling to get your job posts seen on other job sites.
0:15.2	Indeed, sponsor jobs help you stand out and hire fast. And with sponsored jobs,
0:19.3	your post jumps to the top of the page for your
0:21.7	relevant candidates so you can reach the people you want faster.
0:25.3	And it makes a huge difference.
0:26.9	According to Indeed data, sponsored jobs posted directly on Indeed, have 45% more applications
0:32.5	than non-sponsored jobs.
0:34.6	Plus, with Indeed sponsored jobs, there's no monthly subscription, no long-term contracts.
0:40.3	You only pay for results.
0:41.8	There's no need to wait any longer.
0:43.9	Speed up your hiring right now with Indeed.
0:46.3	And listeners of this show will get a $75-sponsored job credit to get your jobs more visibility
0:52.6	at Indeed.com slash Clary. Just go to indeed.com
0:57.7	slash clary right now and support our show by saying you heard about indeed on this podcast.
1:03.6	Indeed.com slash clary terms and conditions apply. Hiring. Indeed is all you need.
1:13.7	HubSpot is a success story partner.
1:18.8	Now, if you're an entrepreneur, listen up because HubSpot makes impossible growth,
1:23.9	impossibly easy for their customers. If you are building a business, you need to get HubSpot.
1:28.3	Why? Here's the perfect example. Morehouse College needed to reach new students with fresh engaging content, a problem that every single business in the world has. But with a 900-page
1:35.0	website, even the tiniest update took 30 minutes to publish. Now, Breeze, which is HubSpot's collection of
	...

Transcript will be available on the free plan in 6 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Success Story Media, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Success Story Media and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.