Hey, before we start the episode, I wanted to share something I am obsessed with, and this is the

app, Sprive. This is one of those things that you think, why has nobody ever told me about

this before? Basically, it helps you overpay your mortgage automatically without spending any

extra money and it feels like a game. And I'm fucking obsessed.

Move over, Candy Crush. I'm playing the spry of game. So here's what I do. I've connected it to my

everyday spending. And so without really noticing, I am overpaying about 50 pounds a month off my

mortgage. Now, just to clarify, this is just from money that I would

be spending anyway. But here's where it gets fucking amazing, right? It's not just 50 pounds a month,

right? That's basic. That money goes straight off your mortgage balance, which means you're not

paying all the interest. It's also tax-free and over time the compounding

effect is where it gets fucking wild. So for example, I have connected just two basic brands,

right? Every week I shop at Tesco and Deliveroo and just from my weekly shops at both of those

places, I am overpaying 50 pounds a month. But this is also going to save me

thousands in interest and shave not months, but years off of my mortgage, years. And the best part is it is so

easy. We all know that I am a technophobe and I set this up in minutes. It runs in the background.

You are quietly building your wealth without changing your lifestyle.

So if you've got a mortgage, you need to check it out.

I've left the link in the description below.

You can thank me later.

Do you remember when we were living with Nan?

That was hell.

That was absolute hell.

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