This is the Guardian. Delve into something dark and fiery with a bordered dark chocolate ginger biscuit.

Get swept up in something sweet and zesty with lemon drizzle melts.

Unwind with something buttery smooth with Viennese whirls.

Border Biscuits.

Great with a quick cuppa, but glorious with a gripping podcast. Made for a higher biscuit purpose.

Hi Pod-Pods, Max here, Barry's here too.

Hello.

Football Weekly is supported by Lloyds Bank Ready Made Investments.

Now, Barry, do you think you're making the most of your money?

Your incredible sacks of money?

It's all in a biscuitin under the bed max so I could probably do something more with it

more adventurous. Well I don't think you're alone

Barry. I mean investing can be a great way to get your money working harder but I think a lot of people are afraid to start because

maybe they think it's too risky or you need tons of money to start or you need to be some kind of

stock market genius.

If you've got a feeling your money should be working harder, Lloyds Bank could help.

They've got something you should check out called ready-made investments.

It's really easy.

You just decide how much you want to invest.

It can be as little as 50 pounds a month.

Then you pick a risk level that feels right for you. Then you can let the experts manage your investments.

It's also dead easy to set up and manage online.

...