Welcome to the Jill on Money show. It's Friday, April 17th, and we are here answering your

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It's so great. Mark puts it together. Right now, let's talk to Ira from New Jersey. Hello, Ira.

How are you? What can I do for you today? Hi, Jill, and Mark, I'm a big fan. I appreciate you taking the time to talk to me. I handle mom's finances. Mom is 87. Dad died almost three years ago. Mom is in an assisted living facility, which, as you probably know in this area, is fairly expensive, runs about

$10,000 a month. So mom's got about $400,000. Good deal of that came from the proceeds of the

house sale. And I've moved that today, mostly into money market funds and CDs. She also has dad's inherited IRA for about

83,000. Now, dad had two-thirds of that in stock funds. I'm wondering if we should at this point

just totally get out of the stock funds and park that also in CDs or money market funds.

Now, for the next 30 months, I would say about half of the long-term care bill is

taking care of between a small long-term care policy that she's got and her Social Security.

So between those two, she gets about 5,700 a month.

What did you say in 30 months? Why is it limited to 30 months? Is that when the long-term care

is gone? There's $100,000 left on the long-term care policy. So that's roughly, and they cap it at

$3,300 a month. So that's roughly 30 months.

Okay. How's mom's health, by the way?

Mom's health is okay. Okay. You know, not terrible. How old did you say she was?

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