brought to you by the every dollar app start budgeting for free today married been a

married by the year been with the same girl for about five years before that um we didn't combine

finances before we were married now we've been married and I'm having trouble bridging that

conversation with how to you know use our income together instead of separately

to try to battle against, you know, our joint deaths that we have. So you've been married for how long

that? One year. One year. How much that's a total debt? Yeah. Um, so we have, our mortgage is about 375 and then outside of the mortgage is about 150,000.

75 is a combination of like my student loans or other student financing like for my CFP.

And then 75 is a family debt that we owe my parents.

Certified financial planner?

I am, yes.

Okay.

I do private wealth management.

What does your wife do?

She does coordination for a health care company.

Okay.

And what does the conversation sound like when you say,

hey, I think we ought to combine forces now that we're married

and combine all of our assets, our liabilities,

and attack all this together as one unit.

What does she say?

She's always willing to contribute what's needed to a joint

account, the house account that we use for things like that. But she is not really interested in

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