You're going to help you win in your life.

When with your money, when in your work, and win in your

relationships.

Triple 8, 825, 5225 is the number.

I'm Ken Coleman, Rachel Cruz joins me this hour and she'll be

taking the money questions I'll jump in on the income questions related to your

work you ready to go miss Rachel oh yeah Ken summer Summer time summer summer summer time we are we are here in June

and the weather could not be nicer in middle Tennessee a nod to our lovely studio audience out there,

great-looking people today from all around the country. So let's get to it.

Michael's going to start us off in Columbus, Ohio. Michael, how can we help today?

Yeah, hey, Michael, how can we help today?

Yeah, hey, I'm, uh, I'm pretty much a drowning in debt.

I'm 27 years old and I got about 350,000 in my house that I owe and about 120,000 and 8 different accounts that I'm

mowing and I'm just kind of trying to figure out what the best route is. I have a 401k loan. I have Dr bills. I have 8,000 in IRS. I have two personal loans, one auto loan, one travel trailer loan, and in 20,000 on a credit card.

Oh my gosh, okay.

So how did you get here,? What's what's kind of the backstory? What's caused all this?

I think previously I didn't, you know, I didn't make much money and then I got a job where I started making more money.

So I just started spending more and then I think it became a habit and then I started

trying to pay off my debt so I started consolidating debt with a loan,

paying that off, or not paying it off, I'd consolidate it and then rack up all my credit cards and finance know finance more stuff and then I consolidated

again and I probably did that two or three times but now I'm kind of I'm right at

the edge I would say yeah for sure I mean it's you're bumping yeah half a million dollars in

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