Hey, I'm Kramer.

Welcome to MedMoney. Hey, I'm Kramer.

Welcome to Mad Money. Welcome to Kramer.

I'm doing my friends. I'm just trying to make you a little money.

My job is not just to entertain and educate, but I want to teach you and explain.

And tonight I'm doing it. So call me at 100, 7007.3 CBC or tweet me at Jim Kramer.

We too often invest for the day. I always hear people talk about what's working at the moment.

And the old days, when the great Mark Haynes ruled the mornings around here, I remember that

each time I co-hosted, he would introduce me as Reverend Jim Bob from the church

of what's happening now. It was fun back then. It seemed like everyone was run their own

personal hedge fund. There was an understanding that a stock could be here today and going tomorrow

and everything was fine. Everyone was fine with it. Those days are over, though. And if you

recommend a stock for a trade, even if you say,

buy it today for the analyst meeting tomorrow and then you sell, there will always be a video,

a YouTube, kicking around shows you like the stock, but never gave the sell call. So we've gone

beyond that. We're all about educating you to be a better investor.

The same thing we do every day at a higher intense level at the CNBC Investing Club that I want you to join.

Tonight, I want to introduce you to the concept that is so important, and it's called suitability.

Basically, what stocks fit you?

What investments are right for you? Not for this week,

not for this month, but for your age, for your temperament. I first heard of the concept of

suitability when I was in training at Goldman Sachs for the group that helped small institutions

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