Hey, I'm Kramer.

Welcome to the mad money.

Welcome to Kramer.

I'm just trying to make a little money for you.

My job, not just entertained, but to put everything in context, so call me 1-800-743-C-M-C.

Tweet me at Chmramer.

Investing isn't easy, but it can be a whole lot

easier and much less daunting with a little instruction. The whole business of managing

your money is made infinitely more confusing by all of the arcane technology and authentic

Wall Street gibberish. You need to wait through to learn anything about a stock or its underlying business. If you're not clued into the jargon, it can sound like the professionals are speaking an entirely different language. You got to remember that there's an entire industry of people who need you to be happily convinced that investing is too hard for you, that ordinary people just can't do it, and it's the same thing to do is to give your money to a pro. Hey, by the way, that's a huge reason why I started my travel trust. When you join the CNBC Investing Club, our goal is to show you that you can do it yourself and to teach you how it's done. Of course, maybe giving your money a professional is right move for some of you, of course, but you don't have the time. But if you put in a little effort, if you do the homework, then I think you can do at least as well as the pros or a low-cost index fund, possibly the better comparison. Because in any given year, a lot of the pros really lose the index funds. The fact of the matter is that the financial industry is full of people who are just after your fees. They're more interested

in taking your money than in making you money. And if you're a hedge fund or a mutual fund manager

trying to fundraise, you've got every incentive to keep regular people, sadly, ignorant. Why would

they make any of this investing stuff sound accessible when they could make it sound impenetrable. If it sounds too straightforward, it's harder for them to raise money and harder to convince

people convince you to pay high management fees.

They're kind of like the Wizard of Oz.

They don't want you peeking at the man behind the curtain.

They don't want you to understand because if you did, then you take control of your own finances.

You pick your own stocks and not pay someone else, potentially exorbitant fees to do the

things you are perfectly capable of doing yourself.

And after all these years doing the show, I know you can do it.

And that's where I come in.

See, I'm pulling back the curtain and explaining everything, because while authentic Wall

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