Hey, I'm Kramer.

Welcome to Mab Money. Welcome to Kramer.

I'm with my friends. I'm just trying to make a little bit of money.

My job is not just entertained, but it's also to teach.

So call me at 1-800-743 CNBC or tweet me at Jim Kramer.

This market is kind of just beandering.

It's erratic.

It hates the banks one day, likes the banks another.

Despises big tech one day, favors small tech the other.

Passing on semis except the ones with the least intellectual property, not like an Nvidia, like in Sandus.

And yes, this was a week of magical investing where you buy any crazy new small

cap thing and you turned out to be making a lot of money. Just make sure, though, it had to

it was called nuclear power or space travel or quantum computing or crypto. As long as that in

the title, it made you money. Once again, the averages tell you none of this, doubt dipping 80 few

points, S&P sliding sliding, 0.06%,

and then as that, ginching down, 0.06%, the indices just proclated along again, punctuated by bursts of small-cap buying.

So what will next week bring? Well, why don't we go to our game plan to find out?

Now, Monday is Martin Luther King Day, okay? That's a day dedicated to service.

Everything's closed. But Tuesday, we're right back in the earning suit. D.R. Horton, the giant homebuilder puts its numbers up, and so far the homebuilders, I look, to call him disappointing, it's too positive. That's the bad news, though. The good news is that we're beginning to see green shoots in the housing sector. Pricing has come down. Mortgage rates have come down.

There's even talk about allowing you to use your 401k to buy a home without paying any kind of penalty?

All right, that's up to the president. We'll see how serious he is about this potentially groundbreaking plan.

It would certainly send the stock of DR Horton much higher along with the rest of the

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