Welcome to the Jill on Money Show. It is Thanksgiving weekend. It is Small Business

Saturday, if you think about that. It is Saturday, November 27th. And we are here to answer

your financial questions. I know we are now getting into it. It is high holiday season. And maybe you're

losing your mind because you can't get the stuff you want. I'm kind of over this story. I have to be

honest with you. I don't really get why everyone is just absolutely acting like morons when it comes

to their consumption. Didn't we learn anything in the last two years, gang? Didn't we? Come on.

Your kid can do without the PlayStation just for another year. It's okay. You're not a bad

parent. I promise. Everyone take a deep breath. Okay, I'm off my soapbox. We would love to hear from

you. I know there are a lot of questions that people are asking themselves as they come to the

end of the year.

And we're here for you. Mark and I love answering your questions. Today we are talking to Matt from Philadelphia, who's got some questions about a long-term care policy for his mother.

I help my mom with her finances, and we have a question, and we're looking for some guidance. So my mom is

67 years old. She is retired. She is single and I am her only child. So it is pretty much up to me

to help her and as she gets a little bit older here. 15 years ago, she took out a long-term care insurance policy with MetLife.

She did something very smart, trying to protect herself, trying to protect me, et cetera. As you

know, these policies basically are allowed to sort of increase their premiums. I shouldn't

say as much as they want, but they can, you know,

increase them pretty aggressively on an annual basis. Most recently, we've seen a 33% increase in the

premium. We're trying to figure out, should she continue to pay into this insurance when the premium

keeps going up and there really is no end in sight? Or are we better off

basically saving the money and trying to allow it to continue to grow in other ways? But we wouldn't

have that protection that we think she will probably have to, you know, use at some point.

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