London is the rational IPO choice for UK fintechs – Justin Basini, ClearScore

UKTN | The Podcast

UKTN

Uktech, Investing, Sales, Tech, Marketing, Entrepreneurship, Entrepreneur, Funding, Hr, Business, Technology

5.0 • 6 Ratings

🗓️ 3 February 2026

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Justin Basini, co-founder and chief executive of ClearScore, discusses how companies like his helped the UK come to grips with the concept of a credit score, why the UK is the rational choice for floatation for the bulk of British fintechs and why he is confident in the growth of the UK markets.

ClearScore is a London-based fintech best known for providing free credit score checks and offering tailored support to consumers looking to improve their financial wellbeing.

Transcript

Click on a timestamp to play from that location

0:00.0	When I set up the company in 2015, only about 8 million people had checked their credit
0:10.6	score.
0:11.6	Now that's about 25 million people and that's because of clear score but our competitors
0:15.9	as well. Businesses often underinvest in the emotional and the people and overinvest in the rational and the strategic.
0:27.6	And ultimately what kills most acquisitions is if you lose the people.
0:33.6	What I want to help users do is master their borrowing. I don't want to be
0:42.9	savings or investments or wealth or anything like that. Like my consumers, my users, they use
0:49.4	credit, they need credit and they need to manage that credit responsibly.
1:03.5	And now a message from our podcast sponsor, HSBC Innovation Banking.
1:04.7	You're not ordinary.
1:12.1	No 9 to 5 meal, deal lunches, meetings about meetings, compulsory team building, living for the weekend.
1:17.7	You're made for more, for the extraordinary, and you need an extraordinary bank.
1:25.0	HSBC innovation banking exists exclusively to help visionary VC-backed tech and life science businesses achieve their ambitions. From Pre-Seed to
1:28.7	IPO and beyond, we provide custom solutions co-created by actual industry experts to help you scale,
1:36.3	delivered by a dedicated team you can call whenever you need to. Find out why 4 in 10 UK
1:43.7	Unicorns have chosen us at HSBCinnovationbanking.com.
1:49.7	Disclaimer.
1:51.0	Number represents UK VC backed companies with a market valuation greater than $1 billion
1:56.3	in November 2025 that are serviceable by HSBC Innovation Bank Limited.
2:03.0	Please see our website for full details about HSBC Innovation Bank Limited's serviceable market.
2:17.4	Hello and welcome to the UKTM podcast, a weekly chat with the movers and shakers of the UK tech industry and the destination for all things UK tech related.
2:27.5	I'm your host, Jane Wakefield, and today I am joined by Justin Bersini, the co-founder and CEO of ClearScore, a credit score and financial products
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from UKTN, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of UKTN and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.