I believe with all my heart that financial planning is very important. I believe that everybody should

have a financial plan because living generously does not mean living carelessly. Living generously does

not mean living unwisely. Living generously does not mean living haphazardly. Living generously means that while you have a plan

and a will and a budget, your ultimate hope and your ultimate confidence and your ultimate trust

is not in these, but in the Lord your provider.

If you build your trust on anyone and anything other than the Lord Jesus Christ,

I make your promise you will be disappointed.

But when you totally trust in him alone, you will never be disappointed.

You know why? Because he never fails you. He never fails you.

Please turn with me in your Bible to Proverbs 18, verses 10, 11, and 12. And while you're finding it,

I couldn't help but I was talking to a dear friend, she's going through a real tough time,

a real testing time, a stressful time,

and she said, you know, I don't know how people without the Lord can really handle the

difficulties of life. I couldn't think of a true word. I don't know how. I honestly don't

know how people who do not know the Lord Jesus handle the problems of life.

In fact, every statistics is showing, and I'm not big on statistics, but it's showing us that stress is rampant in our culture today.

Stress is not something that take hold of us and let us us go.

In fact, continuous stress changes us in the process. Continuous stress suppresses our immune system. Continuous stress alters our body

chemistry. Continuous stress even alters our brains. Even secular wisdom says that

stress turns humans into a balloon, that the more pressure that's inside, the less it take to pop us.

Please hear me right, because I really believe this is very important for all of us

that the way we learn how to deal with stress, and the way we train our children how to

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