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Welcome to Animal Spirits, a show about markets, life, and investing.

Join Michael Batnik and Ben Carlson as they talk about what they're reading, writing, and watching.

Michael Batnik and Ben Carlson work for RIT Holt's Wealth Management.

All opinions expressed by Michael and Ben or any podcast guests are solely their own opinions

and do not reflect the opinion of RIT Holt's Wealth Management. This podcast is for informational

purposes only and should not be relied upon for investment decisions. Clients of RIT Holt's Wealth

Management may maintain positions in the securities discussed in this podcast.

This is Timely. I'm a 30-year-old too with my wife have been focused on saving for the past five

years. We recently paid off student loans, congrats, cars, max out our 401k's, and our on track to

save for our two kids college education. Every year we have 10 to 15k left over and want to know

what's the best place to put that. I've been learning a good amount about crypto and want to dip

my toes in. Is that a good place to look? Do we put more money in IRAs? Ben, when did this

email come in? This is pre-cryptocrat. Either they're scared off now or they look at this as a buying

opportunity. The question is basically I'm responsible with my money, I spend, I save, I invest,

but I want to diversify. I don't know if this person wants to have fun or what they want to do.

What else could they invest in besides your stocks and bonds? I think part of the thing here

...