Lifecycle Investing, Risk Parity Portfolios, and Why Stocks Are Riskier in the Long Run
Money For the Rest of Us
J. David Stein
4.5 • 1.4K Ratings
🗓️ 9 February 2022
⏱️ 32 minutes
🔗️ Recording | iTunes | RSS
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Summary
How lifecycle investing and risk parity portfolios can assist you in having sufficient assets to retire. What are the two types of time diversification and why is one flawed?
Topics covered include:
- What is settled work and what are some examples
- How does lifecycle investing work and should you consider it
- Why investing in stocks and other volatile asset classes is riskier over longer holding periods
- What are risk-parity portfolios and how to evaluate them
Thanks to Masterworks for sponsoring the episode.
For more information on this episode click here.
Show Notes
The moral calculations of a billionaire by Eli Saslow—The Washington Post
Lifecycle Investing - Leveraging when young, Forum Discussion by Steve Reading on bogleheads.org
Pension Obligation Bonds: Know Their Appeal and Pitfalls by Todd Tauzer—Segal
Shrinkage Estimation in Risk Parity Portfolios by Nabil Alkafri and Christoph Frey
How to Invest in Closed-End Funds—Money For the Rest of Us
Related Episodes
How to Invest in Closed-End Funds
Why You Should Rebalance Your Portfolio
306: Three Approaches to Asset Allocation
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Transcript
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| 0:00.0 | Welcome to Money for the Rest of Us. |
| 0:02.9 | This is a personal financial show on Money, how it works, how to invest it, and how to |
| 0:08.2 | live without worrying about it. |
| 0:10.6 | I'm your host, David Stein, today is episode 374. |
| 0:14.3 | It's titled Time Diversification, Risk Pairity Profolios, and Settled Work. |
| 0:22.1 | Yesterday my friend Jay passed away of COVID. |
| 0:25.6 | He was 96. |
| 0:27.4 | I spoke to him about an hour before he passed. |
| 0:30.5 | I felt impressed to call him. |
| 0:32.1 | I hadn't realized he was sick. |
| 0:34.2 | His daughter said he was strong and healthy just a couple of weeks ago. |
| 0:38.8 | Such is COVID. |
| 0:40.2 | I've only known Jay for about five years. |
| 0:42.9 | We met because he lived next door to a house in Idaho Falls that LaPronaib bought and |
| 0:47.0 | moved into in 2017. |
| 0:49.3 | He had lived in that house for almost 50 years. |
| 0:53.0 | We became fast friends, often visiting together in the evenings or during the day. |
| 0:57.7 | He would tell stories of his time serving in the Navy in Japan toward the end of World |
| 1:01.6 | War II. |
| 1:02.6 | He shared what it was like raising his family in the house where he still lived. |
| 1:06.9 | His successful real estate career, how much he missed his wife, who passed away about |
| 1:11.2 | 15 years earlier. |
... |
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