Life Doesn’t Get Easier, You Get Better (SB1604)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 18 November 2024
⏱️ 71 minutes
🧾️ Download transcript
Summary
Ever feel like life keeps throwing curveballs your way? The truth is, it doesn’t actually get easier—you just get better at hitting those pitches. This week, we’re tackling financial challenges head-on with financial behavior psychologist Dr. Brad Klontz and TikTok star Adrian Brambila. Together, they deliver some much-needed “virtual slaps” to help shift your financial mindset from poor to rich.
We’re diving into practical tips like automating your finances, avoiding debt traps, and embracing tough love to overcome obstacles. In our headline segment, we’re revealing the U.S. cities with the highest and lowest non-mortgage debt. More importantly, we’ll discuss how to manage your financial health no matter where you live. It’s all about learning to play the game the right way.
And, of course, stick around for Doug’s trivia, humor, and possibly a questionable bread recommendation.
Run of Show- Monday Morning Toast Ritual
- Debate Over the Best Bread Choices
- Salute to the Troops
- Introduction to the Stacking Benjamins Show
- Meet the Monday Mentors: Brad Klontz and Adrian Brambila
- Brad and Adrian Share Harsh Truths About Wealth Building
- The Psychology of Wealth and Financial Mindset Shifts
- Automation: The Secret Hack to Building Wealth
- The Poor vs. Rich Mindset: How to Change the Way You Think
- Investing Wisely: The 4% Rule
- Book Promotions and Special Offers from the Guests
- Doug’s Trivia and Humor Break
- Coaching and Motivational Strategies to Stay on Track
- Headline Segment: Debt in American Cities (Highest and Lowest)
- Conclusion and Final Thoughts on Getting Better, Not Easier
FULL SHOW NOTES: https://stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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Transcript
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| 0:00.0 | Joe, are we doing our toast? |
| 0:01.7 | Our Monday toast? |
| 0:02.6 | Ooh, toast. |
| 0:22.7 | French toast? I love French toast. It's so good. Especially on Monday morning. Well, I mean, if we're talking about toast, no, you got to go with, like, the thick French bread. It's like at three quarters of an inch thick, and it's still soft in the middle, but the outside is crispy, and then the butter kind of melts in. Sourdough? Oh, keep going. Yeah. |
| 0:38.9 | And then you just put a light smear of raspberry jam over the surface. You don't want to overwhelm it. It's not a donut. It's toast. Okay, let's hit pause and do this right now. Let's do this like right, right, right now. Anytime I could have too much better, too much better, too much, but too much butter and just a little bit of jam. But you know what, Doug, whenever they give |
| 0:45.8 | you that choice at restaurants, like, would you like rye bread? I'm like, what am I? He then look at me. |
| 0:50.5 | No, I don't want rye bread. That's interesting because when I order a, I love breakfast sandwiches. So I'll order the omelet and they say, what do you want is a side of toast? My side of toast is usually rye because I like the flavor. And then I take some of the omelet and I make that the innards of the sandwich. And then I'm eating an omelet sandwich with dry bread. C-O-G, like I said, I'm not a heathen, |
| 1:13.5 | but Doug is. There we go. I think it is to, oh, by toast you meant to the troops. I did. |
| 1:20.4 | Is it not a toast when you're using coffee? Well, toast and coffee. We can toast and coffee |
| 1:25.0 | the troops. Let's do that. So confused about what's happening. |
| 1:28.7 | Raise your mug, not just your face, but your mug. |
| 1:32.8 | On behalf of the men and women making podcast to Mom's Basement, the men and women at Navy |
| 1:37.8 | Federal Credit Union. |
| 1:39.6 | Big shout out to our troops on a Monday. |
| 1:42.4 | It's all go stack someins together now, shall we? |
| 1:44.8 | Thanks, everybody. |
| 1:45.5 | U-rah. |
| 1:47.2 | You're going to end up eating a steady diet of government cheese |
| 1:51.4 | and living in a van down by the river. |
| 1:59.7 | Live from Joe's Mom's Bas, it's the stacking Benjamin show. |
| 2:09.3 | I'm Joe's mom's neighbor, Duggan. You know what you need? You need a whack upside to head. That's what Joe's mom says neighbor, Doug, and you know what you need? |
| 2:36.4 | You need a whack-up side to head. That's what Joe's mom says. Anyway, I mean, right after you tell her, you forgot to bring home dish soap from the store, but hey, I remembered the Kit Katz. Where was I? Oh, yeah, oh, yeah. It's time for some tough love. That's where I was. On today's show, our Monday mentors are kicking your butt all the way to the bank. It's behavioral psychologist Brad Klotz and TikTok star Adrian Bam Bila. |
... |
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