Let's talk about Gen Z, cars, savings, and advice....
Belle of the Ranch
Belle of the Ranch
4.9 • 1K Ratings
🗓️ 19 February 2026
⏱️ 4 minutes
🧾️ Download transcript
Summary
Let's talk about Gen Z, cars, savings, and advice....
Transcript
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| 0:00.0 | Well, howdy there, internet people it spell again. |
| 0:06.0 | So today, we're going to talk about Gen Z, cars, savings, and advice. |
| 0:14.0 | We're just diving straight into the message on this one. |
| 0:18.0 | Ms. Bell, I have a money question that somebody should probably ask their parents, |
| 0:24.8 | but asking my parents about how to handle money is like asking Christy Noam how to take care of your pet. |
| 0:34.1 | I feel bad because you may have already covered this, and I don't know, because I skip most |
| 0:40.7 | of your economic videos. |
| 0:42.3 | Sorry, I'm 22, and most of that is for people who have money. |
| 0:48.3 | So here's my question. |
| 0:50.3 | I have paid off my first car, and she's a good car. |
| 0:55.0 | But I told myself when I paid it off, I'd get the car I actually wanted, because I would |
| 1:00.0 | have earned it. |
| 1:02.0 | I went to the dealer and the car payment on what I want is twice what I was paying. |
| 1:08.0 | Prices went up and what I make didn't at all. I know I can't afford it. I can |
| 1:14.8 | still afford $2.89 per month. My question is, what the actual F am I supposed to do? I can't even |
| 1:22.6 | upgrade my car after four years of working. Getting a house or even moving out of this effing apartment seems |
| 1:29.6 | impossible. I'm doing what I'm supposed to do. I live within my means and I still can't get ahead. |
| 1:37.5 | How do I go from here to where I want to be? Okay. First, you're doing good. You are in fact doing it right. Your actions are fine, |
| 1:50.8 | but you have to adjust your thinking a little bit. First, you said, I'd get the car I actually |
| 1:58.0 | wanted because I would have earned it. |
| 2:07.5 | Never ever equate the amount of money you make or the standard of living you have with what you've earned again. I know people who work harder in a day than some CEOs will ever work |
| 2:14.8 | their entire life who have low standards of living. |
... |
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