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Well, howdy there, internet people people it's bow again so today we are going to talk

about bulls and bears and markets and what it means for you oh oh my. Okay, so first to start off with, I'm not an economist. This isn't really

my will house, but this seems like it's worth mentioning.

Okay, so Wall Street's in a bare market.

The S&P 500 has hit a bare market.

What does that mean?

We have heard these terms a lot, but what is it?

Easiest way to think about it is a bull, charges ahead.

Stocks are going up.

A bear lays down in hibernates. They're going down. It's a little bit more

complicated than that. It means more than 20% off the previous high or low. Okay?

And that's just happened. It's 21% off of its peak, which was in January.

How long do bear markets last?

There's a whole bunch of different ways that people define this stuff.

And the best answer to that I have is that it looks like they last about 13 months

headed down

...