Let's Make Lemonade With A Twist

ChooseFI | Financial Independence Podcast

Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc

Careers, Investing, Business

4.8 • 5.2K Ratings

🗓️ 13 November 2020

⏱️ 53 minutes

🔗️ Recording | iTunes | RSS

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Summary

The pandemic didn't just expose your weaknesses — it forced you to fix them. One host lost significant weight, built new businesses, and gained more personal agency than ever before. The other discovered that societal scripts about debt and career might be the only real obstacle standing between you and the life you actually want. Key Topics & Insights Personal Growth Through Adversity Rather than viewing 2020 purely as a setback, the hosts reflect on how constraints catalyzed exponential personal development. One achieved significant health improvements by confronting long-held fears and habits. [00:01:44] Reframing Identity Question who you've been told to be versus who you want to become. Your identity isn't fixed — it's a choice you make daily. [00:14:24] The 1% Better Philosophy Small, incremental improvements compound over time. Focus on consistent daily progress rather than dramatic overhauls. [00:18:05] Breaking Free from Limiting Beliefs Challenge assumptions about debt, career paths, and what's "supposed" to happen in your financial life. Societal expectations often limit us more than actual constraints. [00:06:25] Community as Catalyst The journey toward financial independence becomes more sustainable with support, shared resources, and encouragement from others on the same path. [00:20:55] Timestamps & Chapters [00:00:00] Introduction [00:00:55] Personal Reflections on 2020 [00:05:15] Overcoming Limiting Beliefs [00:10:01] Embracing Change [00:21:33] Mailbag Segment Key Quotes "2020 has forced you to grow exponentially. Don't take that for granted." [00:01:44] "I feel more fulfilled right now and feel like I have more agency than I ever have at any other point in my life." [00:04:15] "Your identity is now, what do I want it to be?" [00:14:24] "1% better every day" [00:18:05] "Don't limit yourself. Don't let other people's expectations limit you." [00:18:46] Action Steps Identify one limiting belief to challenge this week. [00:06:25] Set a goal to make one small improvement every day. [00:11:05] Related Resources Healthy Wage - Personal weight loss challenges with financial incentives [00:51:05] Mailbag Questions Sarah's Question: How to pursue financial independence without access to a 401k Connor's Question: Investing strategies for future savings considering retirement options

Transcript

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0:00.0	Alright, hindsight 2020, let's make some lemonade with a little twist.
0:04.3	Welcome to the Ultimate CrowdSource personal financial. This is Choose A Five.
0:08.6	Your listening to Choose A Five Radio.
0:13.2	The blueprint for financial independence lives here.
0:24.0	If you're looking to unlock the secrets to financial independence and early retirement,
0:28.9	you're in the right place. Stay tuned and join a community of like-minded people who are
0:34.0	getting off the answer. And taking control of their lives in the pursuit of financial independence.
0:40.0	Choose A Five. Your home for financial independence online.
0:44.8	Alright, rad hindsight 2020, man. This has been a, uh, this has been a crazy year.
1:01.5	Yeah, I think that might be the understatement of your life, Jonathan. You're not normally,
1:06.3	rather understated, but I think I think I've known for his understatements.
1:10.8	His calm demeanor and his rare exuberance.
1:16.4	But yeah, I actually, I saw a post this morning from Jennifer Ma, our community manager.
1:22.1	And it really hit home with me. And it said it was one of these memes on Facebook,
1:26.8	but it was very impactful. It said plot twists. 2020 has actually been the best year of your life.
1:32.5	You've faced challenge after challenge. You've adapted and you've overcome.
1:36.7	2020 has forced you to grow exponentially. Don't take that for granted.
1:42.2	And that really, it hit me. And I think in talking with you, you've said to me in passing,
1:48.2	like, you know, obviously, this is not been the year that we've, we've wished for by any means.
1:52.5	None of us clearly. But in some ways for you, it's been one of the best years of your life.
1:57.6	Wow, dude. That hits me like a fireball that chose fireball instead of lightning bolt for
2:03.2	obvious metaphorical reasons for our audience. But no, this, this is true. So in March, like kind of,
	...

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