I once heard this great story from a comedian who said his career started falling apart when he realized that he was spending so much time managing and producing his act,

that he had less time doing what made his act great to begin with, which was analyzing everyday life and making jokes about it.

I see this so often in business. The more successful you become, the more your time is pulled away from the thing that made you successful to begin with. One of those things that can suck up valuable time is expense management,

and that is why I and 25,000 other businesses use Ramp. Ramp is a corporate card that includes

the best expense tracking and reporting software that I have ever seen, automatically capturing

every transaction the moment

your card is swiped. It saves you time. For listeners of the show, Ramp is offering metal cards

for the next 30 days. Just go to ramp.com slash Morgan. Cards issued by Sutton Bank, member FDIC,

Terms and Conditions Play.

One of my long-held beliefs about money is that there is a sweet spot of intelligence.

You want to be smart enough to understand the basic stuff that's important, but you don't want

to be so smart that you're bored by the basics.

And there are so many stories throughout history of very smart, intelligent, Harvard educated,

PhD, Goldman Sachs, workers, et cetera, et cetera, who blow themselves up or do very poorly financially.

And most of the reason, often, is because they were so smart that they were bored

at the basics. They had to have this intellectual stimulation of complicating their finances way

beyond what it needed to be. One of those topics, I think very smart, educated, experienced

people in finance, overlook is saving money. If that sounds crazy to you, I think you could actually get pretty

deep into the philosophy of saving money. It's more than just the absolute basics of,

yes, you should have some money on the side and save it and build wealth. That to me is like the

surface level thinking of saving. And it's important, but the whole idea of saving,

I think is so boring for a lot of people that they overlook it without getting into the

...